I find it interesting how sometimes a small, seemingly insignificant detail can make or break a custom. For example, I was recently working on a figure and everything was looking great, at least until I got all the parts put together, something was "off" and I felt like I'd just wasted several hours in prep and painting. Since the body looked good prior to adding the arms and head, that's where I focused, swapped out several different heads, some working better than others, but none really looking right. It wasn't until I added a small bit of blue tack to the top of the neck peg so the head would sit a little higher, and slightly adjusted how one arm was posed, that the figure went from "pile of hot garbage I'm about to set on fire" to "ok...[
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Basically, if the best I can find for a given figure at a reasonable price is a loose incomplete figure, well then that will have to do. If the difference between a decent open/used figure, with some or all of the accessories and a MOC/MIP figure is $10 for the loose, and $150 for the carded/boxed, I am taking the loose all day long. I would rather have 15 fun loose figures than one "mint" figure for the same money.
I do the same thing with comics. I would rather have a whole run of mid grade readers (because I actually like to read them) than a handful of very high grade books for the same money. ...